Accessibility statement.

Conformance target

MovingRated targets conformance with the Web Content Accessibility Guidelines (WCAG) 2.1 at Level AA. WCAG 2.1 AA is the standard referenced by Title III of the Americans with Disabilities Act (ADA) and by Section 508 of the Rehabilitation Act for U.S. public-facing web content.

This is a conformance target, not a guarantee. Some pages may temporarily fall short of full WCAG 2.1 AA conformance while we remediate identified issues. Issues are tracked and prioritized.

What we do

• Color contrast: text targets a minimum 4.5:1 contrast ratio against its background; large text targets 3:1. The site uses a high-contrast cream-on-ink color system designed for readability.
• Keyboard navigation: every interactive element is reachable and operable from a keyboard alone. Focus indicators are visible and use a 2-pixel ring with a 4.5:1 contrast against neighboring content.
• Semantic HTML: pages use proper heading order, landmark regions, and ARIA roles where native HTML semantics are insufficient.
• Alternative text: all editorially significant images carry descriptivealt attributes. Decorative images use empty alt="" so screen readers skip them.
• Forms: every input has a programmatically associated label; error messages are announced via aria-live and identified by name.
• Motion: no auto-playing video. Animation is minimal and respects theprefers-reduced-motion media query.
• Mobile: layouts pass WCAG 2.5.5 target-size minimums; tap targets are at least 44×44 CSS pixels.
• Affiliate-link disclosure and ad-zone "Sponsored" labels are exposed to assistive technology via aria-label and role attributes so they are not lost to non-visual users.

WCAG 2.1 AA success criteria targeted

Level AA conformance requires meeting all Level A and Level AA success criteria. These are the criteria with the most direct day-to-day impact on MovingRated and where testing focuses:

• 1.4.3 Contrast (Minimum) — 4.5:1 contrast for normal text, 3:1 for large text (18pt or 14pt bold) and UI components.
• 1.4.10 Reflow — content reflows at 320 CSS pixels wide without loss of information or two-dimensional scrolling.
• 2.1.1 Keyboard — all functionality reachable and operable via keyboard alone, without specific timing.
• 2.4.4 Link Purpose (In Context) — link purpose discernible from the link text alone or with its surrounding context.
• 2.4.7 Focus Visible — visible focus indicator on every interactive element.
• 3.3.2 Labels or Instructions — labels or instructions provided when content requires user input.
• 4.1.2 Name, Role, Value — programmatic name, role, and value exposed for every UI component.
• 4.1.3 Status Messages — status messages programmatically determinable through role or properties.

Testing methodology

Accessibility testing combines automated tooling, manual screen-reader walkthroughs, and keyboard-only navigation on a monthly cadence and after any meaningful UI change:

• Automated — axe-core (Deque Systems) via the axe DevTools browser extension; Lighthouse accessibility audits in Chrome DevTools; Pa11y CI on representative URLs in pre-deploy checks. Automated tooling catches roughly 30-40% of WCAG issues per Deque benchmarks; manual testing covers the rest.
• Manual screen-reader passes — every editorial template (homepage, state pages, guide pages, legal pages) walked through with NVDA + Chrome and VoiceOver + Safari at least quarterly.
• Keyboard-only navigation — full Tab/Shift+Tab traversal verifying visible focus indicators and logical reading order on representative pages.
• Color contrast — WebAIM Contrast Checker for design-system tokens; automated contrast scans via axe-core in continuous integration.

Supported assistive technology

The site is tested against current versions of major screen readers and input modalities. Best-effort support exists for older versions; current tested combinations are:

• NVDA + Firefox / Chrome on Windows
• JAWS + Chrome / Edge on Windows
• VoiceOver + Safari on macOS and iOS
• TalkBack + Chrome on Android
• Keyboard-only navigation on all major desktop browsers

Known limitations

We are aware of and working on the following:

• Third-party affiliate-network creatives that we display in dedicated ad zones are subject to the partner's own image alt text. We require an alt attribute on every creative we accept; some legacy creatives may have generic alt text we did not author.
• Embedded third-party content (e.g., maps, widgets) inherits its own accessibility properties. We avoid embedding content that does not meet WCAG 2.1 AA wherever possible.
• RoundSky sponsor iframe— sponsored installment-loan comparison content from rndframe.com renders inside a sandboxed iframe with a clearly labeled "Sponsored" wrapper and a region landmark for skip navigation. The iframe's interior content is governed by the partner and does not currently meet our internal contrast and labeling targets. Screen-reader users can skip the iframe via the region landmark; users who want to engage can Tab into it.

Reporting an issue

If you encounter an accessibility barrier on MovingRated, please tell us. We aim to acknowledge accessibility reports within two business days and provide a remediation plan or workaround within ten business days for issues that block your use of the site.

Email: hello@movingrated.com with the subject line "Accessibility". Please include: the URL where you encountered the issue, a brief description of the problem, the assistive technology and browser you were using, and (optionally) your contact information for follow-up.

Remediation tiers and response SLA

Reported accessibility issues are triaged by severity:

• Tier 1 — blocking: prevents completion of a core task (reading state-page content, navigating to a state, submitting the newsletter form). Acknowledged within 2 business days; remediation plan within 5 business days; fix deployed within 14 business days where technically feasible.
• Tier 2 — degrading: makes a task harder but not impossible (suboptimal focus order, missing alt text on decorative images, inadequate error messaging). Acknowledged within 2 business days; remediation plan within 10 business days; fix deployed within 30 business days.
• Tier 3 — improvement: enhancement beyond the WCAG 2.1 AA target (video transcripts where captions exist, navigation simplification). Acknowledged within 5 business days; evaluated on a quarterly cadence.

If a Tier 1 report is not acknowledged within the SLA, escalate by re-emailing the same address with "Accessibility — escalation" in the subject line.

Regulatory framework

WCAG 2.1 AA is the operative web-accessibility standard in the United States. ADA Title IIIapplies to places of public accommodation, which the U.S. Department of Justice has interpreted to include commercial websites with a nexus to physical or commercial operations; DOJ's March 2022 Guidance on Web Accessibility and the ADA confirms WCAG 2.1 as the practical benchmark. Section 508 of the Rehabilitation Act applies to federal agencies and contractors and incorporates WCAG 2.0 A/AA by reference — MovingRated is not a federal recipient, but the underlying standard is the same framework. State laws (California Unruh Civil Rights Act, New York City Human Rights Law, others) extend ADA-equivalent obligations to private commercial websites under state civil rights frameworks, generally using WCAG 2.1 AA as the operative standard.

Formal complaint

If you have requested an accommodation or remediation and are not satisfied with our response, you may file a complaint with the U.S. Department of Justice Civil Rights Division at civilrights.justice.gov/report.