Terms of service.

1. Acceptance and eligibility

MovingRated.com is operated by Aurum Transfers Limited, a company organized under the laws of Jamaica ("MovingRated," "we," "us," or "our"). By using MovingRated.com you agree to these terms and confirm that you are at least 13 years old. If you don't agree, don't use the site. If you are using MovingRated on behalf of an organization, you represent that you have authority to bind that organization to these terms.

2. Material change notice

Plain version: We'll tell you before any major change. Small fixes don't need warning.

We may update these terms. For changes that materially affect your rights or obligations (including changes to dispute resolution, governing law, or the arbitration clause in §15), we will provide at least 30 days' advance notice by posting a banner on this page and, where we have your email address, by email. Non-material updates (typos, broken links, formatting, clarifications that do not change substance) take effect immediately on posting. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the site after the effective date of an updated version constitutes acceptance of the updated terms.

3. The content is for general information

Plain version: We do our best to be accurate, but moving costs, regulations, and deadlines change. Verify anything time-sensitive directly with the source.

MovingRated publishes editorial guides about moving in U.S. states. The content is for general informational purposes only and is not a substitute for professional, legal, regulatory, financial, real-estate, or licensed-mover advice. We strive for accuracy and cite public-data sources, but we make no warranty that the content is current, complete, or fit for any particular decision. State regulations, fees, deadlines, and moving costs change. Verify time-sensitive information directly with the cited source (.gov pages, state DMV, state DOR, FMCSA, BBB, state Attorney General, etc.) before relying on it.

4. Editorial independence and affiliate disclosure

Plain version: We earn money from some affiliate links and clearly labeled ads. Editorial rankings are independent and never paid.

MovingRated participates in affiliate programs (truck rentals, moving containers, storage, full-service movers, and related services). When you click an affiliate link and complete a qualifying purchase, MovingRated may earn a commission at no additional cost to you. Affiliate links are disclosed in accordance with the Federal Trade Commission's Endorsement Guides at 16 C.F.R. Part 255 and the FTC native-advertising guidance at 16 C.F.R. § 255.5. We also display paid advertising in dedicated, clearly-labeled ("Sponsored") ad zones that are architecturally separated from editorial content.

Editorial independence. Affiliate commissions, advertising relationships, and partner-network membership do not influence editorial content, sourcing choices, or the information published in state and federal consumer resource guides. The independence standards are documented in full at Editorial standards.

5. No professional advice

Plain version: We're not your lawyer, tax advisor, or licensed mover.

Information on MovingRated is not legal, tax, financial, real-estate, insurance, or licensed-professional advice. For advice tailored to your situation, consult an appropriately licensed professional.

6. Email subscriptions

By subscribing to a lead magnet or newsletter, you consent to receive the requested content by email. You may unsubscribe at any time using the one-click link at the bottom of every email. See our privacy policy for full data-handling details.

7. Contact submissions and Section 230

Plain version: When you contact us with a correction or enquiry, you're sharing information with us. We use it only to respond to your message.

MovingRated accepts contact enquiries and editorial corrections at /contact. By submitting a message, you represent that the information you provide is accurate to the best of your knowledge and that you have the right to share any attached documentation. Submissions may be retained or removed in accordance with our privacy policy and editorial standards.

MovingRated relies on the protections of Section 230 of the Communications Decency Act (47 U.S.C. § 230) for any third-party information surfaced through user contact. Editorial content authored by MovingRated remains MovingRated's own statement and is governed by the editorial standards published at /editorial-standards.

8. Acceptable use

You agree not to use MovingRated to:

• impersonate another person or entity, or misrepresent your affiliation;
• submit false or misleading partner complaints, fake email signups, or fraudulent claims;
• scrape, crawl, harvest, or republish the site or any portion of it without prior written authorization, including for the purpose of training a machine learning model on our editorial content;
• reverse-engineer, decompile, or attempt to extract source code from any part of the site;
• transmit malware, conduct denial-of-service activity, exploit security vulnerabilities, or interfere with site operation;
• use the site to harass, defame, or threaten any partner, contributor, or third party;
• violate any applicable law in your use of the site.

We may block, rate-limit, or terminate access to traffic we determine in our reasonable discretion to violate this section. We may report criminal or imminent-harm conduct to appropriate authorities.

9. Indemnification

To the maximum extent permitted by law, you agree to indemnify, defend, and hold harmless MovingRated, its operators, and its contributors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from (a) your violation of these terms, (b) your violation of applicable law, (c) any user-generated content or submissions you provide to us, or (d) your infringement of any third-party right.

10. Third-party links and services

MovingRated links to third-party websites (moving company sites, .gov sources, affiliate partners, regulatory bodies). We are not responsible for the content, products, services, or practices of those third-party sites. Their terms and privacy policies govern your interactions with them. Your dealings with any third party reached through MovingRated, including any payment, delivery, or service-quality matter, are solely between you and that party.

11. Intellectual property

All editorial content on MovingRated — including state guides, methodology, rankings, FAQs, photographs, and design — is © MovingRated and is licensed under copyright. The MovingRated name and logo are unregistered trademarks of MovingRated.

You may quote short passages for editorial commentary or news reporting with attribution and a link back to the source page on movingrated.com. You may not: republish full pages; mirror the site; sell the content; use the content to train a generative artificial-intelligence model; or generate competing editorial product using our text or rankings as input. For licensing inquiries, email hello@movingrated.com.

12. DMCA

If you believe content on MovingRated infringes your copyright, see our DMCA copyright policy for the takedown procedure and designated agent contact.

13. Disclaimer of warranties

The site is provided "as is" and "as available" without warranty of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, completeness, uninterrupted access, or that defects will be corrected. Some jurisdictions don't allow disclaimers of implied warranties; in those, the disclaimer applies to the maximum extent permitted by law.

14. Limitation of liability

To the maximum extent permitted by law, MovingRated, its operators, and its contributors are not liable for any indirect, incidental, special, consequential, exemplary, or punitive damages — including loss of profits, revenue, data, goodwill, or moving-related costs — arising from your use of the site or reliance on its content, regardless of the theory of liability and even if MovingRated has been advised of the possibility of such damages. Total aggregate liability for any direct damages, where liability cannot be disclaimed, is limited to one hundred U.S. dollars (US$100). Some jurisdictions don't allow exclusion or limitation of certain damages; in those, this section applies to the maximum extent permitted by law.

15. Dispute resolution and arbitration

Plain version: Most disputes go to private arbitration instead of court. You can opt out within 30 days of first agreeing to these terms — see §15.7. You give up the right to a jury trial and the right to bring or join a class action; small-claims court is still available.

15.1 Pre-dispute notice and good-faith negotiation. Before filing any formal claim, you agree to email hello@movingrated.com with a written description of the dispute, the relief you seek, and your contact information, and to allow at least 60 days for good-faith resolution. The same notice obligation applies to MovingRated.

15.2 Binding arbitration.Except as stated in §15.5 and §15.7, any dispute, claim, or controversy arising out of or relating to these terms, your use of the site, or MovingRated's content shall be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under the AAA Consumer Arbitration Rules then in effect. The arbitration shall be conducted by a single neutral arbitrator. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

15.3 Location and conduct.Unless the parties agree otherwise, the arbitration shall be conducted by written submission and remote means; if an in-person hearing is requested by either party, it shall be held in the county of your residence (for U.S. residents) or, at your election, in a mutually agreed neutral location. The arbitrator may award any remedy that a court of competent jurisdiction could award, limited to the individual claimant's claim.

15.4 Class-action waiver.You and MovingRated agree that each may bring claims against the other only in your or its individual capacity, and not as a plaintiff or class member in any purported class, collective, representative, mass, or consolidated action. Unless both you and MovingRated agree, no arbitrator may consolidate more than one person's claims or preside over any form of representative or class proceeding. If a court finds this class-action waiver unenforceable as to any particular claim or remedy, then that claim or remedy (and only that claim or remedy) shall be severed from the arbitration agreement and brought in a court of competent jurisdiction.

15.5 Exceptions.Either party may bring an individual claim in small-claims court for any dispute within that court's jurisdiction. MovingRated may seek injunctive relief in court for actual or threatened infringement, misappropriation, or violation of intellectual-property rights.

15.6 Mass-arbitration coordination.If 25 or more substantively similar claims are filed in arbitration against MovingRated within a 90-day period, those claims shall be administered in coordinated batches of no more than 50 claims at a time, and the parties agree to coordinate scheduling and arbitrator selection in good faith to control administrative fees. This provision does not waive any party's right to individual adjudication of the merits of each claim.

15.7 30-day opt-out. You may opt out of this arbitration agreement (including the class-action waiver) by emailing hello@movingrated.com within 30 days of your first acceptance of these terms with the subject line "Arbitration Opt-Out" and a statement that you are opting out, your full name, and the email address associated with any account or subscription. Opting out does not affect any other provision of these terms.

16. Governing law and forum

Plain version: The contract is interpreted under Jamaican law because that's where the operating company is based. Most disputes go to U.S.-based arbitration anyway (see §15) so U.S. consumers can use a familiar process.

These terms are governed by the laws of Jamaica, without regard to conflict-of-law principles. The arbitration provisions in §15 are governed by the United States Federal Arbitration Act (9 U.S.C. § 1 et seq.) to the extent that arbitration involves a U.S. resident, and otherwise by the Arbitration Act, 2017 of Jamaica.

For any matter not subject to arbitration under §15, the parties consent to the non-exclusive jurisdiction of the courts of Jamaica sitting in Kingston. U.S. residents retain their right under §15.5 to bring an individual claim in their local small-claims court. Nothing in this section is intended to deny a consumer any non-waivable protection of the consumer's home jurisdiction; where applicable mandatory consumer protection law of the consumer's residence cannot be waived, that law applies to that specific protection notwithstanding the choice of Jamaican law above.

17. Force majeure

Neither party will be liable for failure or delay in performance to the extent caused by events beyond its reasonable control, including acts of God, natural disasters, war, terrorism, civil unrest, government actions, labor disputes, internet or telecommunications outages, or third-party service-provider failures.

18. Severability and survival

If any provision of these terms is held unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or, if modification is not possible, severed; the remaining provisions shall remain in full force and effect. Sections that by their nature are intended to survive termination — including §4 (editorial independence), §9 (indemnification), §11 (intellectual property), §13 (warranties), §14 (limitation of liability), §15 (dispute resolution), and §16 (governing law) — survive termination of these terms or your use of the site.

19. Assignment

You may not assign or transfer these terms or any rights under them without MovingRated's prior written consent. MovingRated may assign these terms freely, including in connection with a merger, acquisition, or sale of assets. Any prohibited assignment is void.

20. Entire agreement and waiver

These terms, together with the privacy policyand the policies they reference, constitute the entire agreement between you and MovingRated regarding your use of the site and supersede any prior understanding. No waiver of any provision is effective unless in writing signed by MovingRated. A failure to enforce any provision is not a waiver of MovingRated's right to do so later.

21. Contact

For any question about these terms, email hello@movingrated.com.